Showing posts with label Investments. Show all posts
Showing posts with label Investments. Show all posts

Thursday, June 8, 2017

Prep, Execute, Learn

Send your grain across the seas, and in time, profits will flow back to you.  But divide your investments among many places, for you do not know what risks might lie ahead. 
(Ecclesiastes 11:1-2 NLT)

Colin Powell said success was the result of preparation, hard work, but probably most important was this whole concept of learning from failure. We will "try" things and not do as well as we wanted to when we set things in motion with whatever that was supposed to turn out like in the end. We will "try" to make things better in relationship, only to find we still don't possess the "right stuff" we thought we needed - causing us to reach out beyond ourselves if we want things to go any further or get any better than what they are under our own "trial and error" steps. We will "try" to learn to play an instrument, but soon find it takes much more than learning the names of notes on the paper or the location of those notes on the keyboard or strings. Prepare well. Put in the effort. In the off-chance you don't quite "hit the mark" as well as you hoped to, return to the preparation phase and begin again! You aren't finished just because you failed - you are just beginning something new!

No matter how well we plan or how significant our preparations are, we find ourselves committed to a whole lot of hard work to get to the results we desire. This is just part of what it takes to see a job done well, or a relationship knit together in such a deep fashion so as it won't fall apart with the first storm that comes your way. The three are integral in "building" anything that is going to last beyond the "dream" or "imagination" phase - we have to prepare, put in the effort, and realize we might fail - but if we take what we learn from the failure and apply it to how we prepare the next time, we might see different steps which must be taken in order to get different results. As the old adage goes - if we do what we've always done, we'll get what we've always gotten. We cannot expect different results if we don't learn how to alter our preparations and change the way we "do the work"!

While our advice from the scriptures today deals with "investments", let's not close our minds to the fact we have "investments" in much more than stocks and bonds, IRAs and 401Ks. We have investments in family, friends, work relationships, metrics by which we analyze the outcome of our work in our jobs, etc. There are lots and lots of ways we "spread ourselves" among the things we are invested in right now and where we will be placing our invested energies next week. We need to learn to make those investments count - not just spread ourselves so thin between them that we don't really put much into the preparation, execution, and observations we put into or take away from these investments. The more we learn to do a little up-front prep work, the better our execution. The couple who plans the date does a much better job of clearing the way for the date to be a success. The employee who maps our the workflow before undertaking a huge change with the process design learns what steps are integral to the "end result".

God isn't impractical in his "advice" found in scripture. It makes sense! It helps us to take the common, everyday stuff of life and put it into order, so we get the results we hope for in the end. If we don't get those results, either we need to adjust our expectations, or we need to adjust the steps we are taking in order to get them! Just sayin!

Tuesday, March 24, 2015

Working toward retirement?

I had a conversation with a person the other day who has retired and finds himself just a little "cooped up" in the house these days.  He isn't really that unique to some who have no specific "function" to perform once they retire. Many will recount how much they looked forward to retirement - hoping for lazy days, leisurely coffee in the mornings, and an occasional trip abroad to explore places on their "bucket list".  Then in almost the next breath, you will begin to hear this "hint" of remorse because retirement isn't working out as they planned.  Either they lost the one they hoped to spend all that time with, or they seem a little bit "lost" because they have more time on their hands than they counted on.  The truth is God made us to "work", not retire.  The first definition for "retire" in the dictionary usually refers to this process of "going away or apart", as in to withdraw.  It takes a couple more definitions to find the one which refers to "ceasing employment".  Just because we cease our "employment" doesn't mean we cease work!  We just change "professions"! We might take on new tasks, but we don't stop entirely.  When we choose to stop entirely, we often find ourselves feeling a little unfulfilled because God made us to pursue purposeful endeavors, my friends.  Now, don't get me wrong - I am working toward retirement just like others are.  All this means is that I am trying to ensure I have enough saved so I don't have to rely upon the day-to-day grind of continuing employment through the final days of my life.  I don't plan to stop "working" entirely.  If you have ever talked with me at any length about what I want to do "into my retirement" you will soon have discovered I want to volunteer at church, spend time in disaster or relief efforts through an organization who supports these efforts, and also enjoy travels, family, and lots of friendship moments!  I don't want to withdraw into some hobbit existence - I have purpose left to fulfill, so I want to continue doing that until the day I breathe my last!

If you obey the Lord, you won’t go hungry; if you are wicked, God won’t let you have what you want. Laziness leads to poverty; hard work makes you rich.  At harvest season it’s smart to work hard, but stupid to sleep. (Proverbs 10:3-5 CEV)



Right now, those of us who still "go off to work", or engage in some "work" experience at home (even those of you who are "stay at home" moms and dads) find ourselves perhaps day-dreaming about what it will be like to not have to "work so hard" all the time.  I guess this is human nature - we long for the weekends.  Lately, my weekends have been just as full as my weeks!  The weather is changing and my weekend "yard" improvements are under full construction (literally).  First came the deck extension - a project my son did most of the work on during his vacation, but one which required a great deal of work on my part, as well.  We put up the canopy beams together, made the supports and installed them, then hung the overhead shade screen.  After he made his way home, I still had to stain all the raw wood.  That was one weekend.  By the next weekend, I still had a mission in mind.  I wanted to block off the unsightly appearance of the sheds in the background of this area.  So, that meant some type of lattice work, or a shade screen installed between two of the larger support posts to assist in "blocking the view".  Guess what I did yesterday!  Yep, I got out the miter saw and went to work on that one!  Now it is up, stained, and looking sharp!  The BBQ grill has a new home.  The patio is cleaned off a little and the raised veggie gardens are looking good.  Yet, I am not done!  I still need to borrow the belt sander from my son, take down the deck surface we stained last year and re-stain/water seal it for this year!  

Most of life is like this - we do one thing which leads to another and then another. Most of life's "work" is never done!  We continue to evolve from one project to another until we find ourselves glad to celebrate the ones behind us, but then looking ahead to the ones yet incomplete before us.  Whether it be the practical stuff of life like the deck which needs a little attention, or the "softer" stuff in life like the relationship which needs a little cultivating, we all have "projects" in life which never really "finish".  There are times we just want to "retire", but if we were to do so, we'd miss out on all God has planned for us in the "difficulty of the work" which still remains to be done.  It is hard not to want to just be "lazy" and walk away from the harder stuff!  For example, I put another coat of stain over the old deck, just as an interim measure of protecting it and the raised beds.  I won't be able to ignore the older section of the deck forever, though.  The "new coat" of stain won't change the fact I have some areas which are cracked and need a good water seal on them!  I will need to invest the time to do the job well if I want the long term benefits of enjoying this deck!

The same is true in our everyday lives - those things we want to have the privilege of enjoying long-term will take effort way beyond what we put into it today!  We must continue to cultivate relationships, or they dry up and we find ourselves drifting apart.  We must nurture our commitment to truth, or we will find ourselves adopting all kind of "mindless philosophy" which seems reasonable, but really has no solid basis.  We must invest our time in worthwhile efforts which produce good results, but don't take away from those things which are really a priority in our lives.  In the days when Solomon penned these words, the man's "work" was part and parcel with his family life.  If he was a carpenter, his whole family life surrounded his chosen career.  He would work in a "shop" which was usually attached to his home.  He'd craft his wares right where his sons and daughters would watch him do it.  He'd take teachable moments to instruct his wee ones on the finer points of choosing the right woods, fitting the pieces together in such a way as to give them both form and solid structure, and the like.  When he would see the children squabble over a cast off piece of scrap wood, he'd take the time to teach them the importance of sharing, combining resources to get the desired result they wanted, and then he might even cast off another piece just so they could expand their dreams. 

God doesn't expect us to "retire" into a hermit's existence.  He expects us to refocus our "work" into new pursuits which only transition our talents into new opportunities.  We don't work our way into laziness - we work our way into new heights waiting to be explored with a fresh set of eyes!  Just sayin!

Monday, November 21, 2011

Want high returns on your investment?


Be generous: Invest in acts of charity. Charity yields high returns.  Don't hoard your goods; spread them around.  Be a blessing to others.
(Ecclesiastes 11:1-2 The Message)

In the United States, this is the week of Thanksgiving.  We will gather around tables across our nation with friends and family this Thursday to celebrate the season of harvest that our forefathers began so many years ago in Plymouth.  The celebration of harvest was something to relish, as the hard work of the year was drawing to a close, and the land would soon lay at rest for while prior to the planting of the next crops.  We've lost that sense of celebrating harvest over the years as our country has become far more of a manufacturing country and a lot less of an agricultural country.  Yet, we continue the celebration without any real connection to its original meaning.

In many ways, Thanksgiving marks the beginning of the season we call our "holiday" season.  Between Thanksgiving and Christmas, families begin to prepare for Christmas by hanging lights, erecting decorated trees, and bringing out the nativity scene.  The stores begin to fill with all kinds of reminders that this is a season of "giving" - urging us to purchase, purchase, purchase.  The wee ones clamor for a place in line to sit on the lap of a jolly Santa figure who will listen to their pleas for a certain toy or a new bike.  In fact, over the last 20 years or so, we have seen the trend to celebrate what can only be known as the season of "HalloThanksMas".  It is the season where Halloween candy is just barely out the door, Thanksgiving decor is ushered in, and Christmas ornaments are not far behind!

I heard an interesting statistic just before Halloween that made me ponder for a while.  The reporter shared that in today's economy (and for many years now), the holiday where the most money is spent per member of the household is Christmas.  But....the second most celebrated (and costly) "holiday" is Halloween!  Does that surprise you?  Well, the statistic showed that the average household spends around $250 per person to celebrate Halloween!  Than included costumes, candy, decorations, and the parties.  Ummm...I don't know about you, but I think that is crazy!  I cannot remember the statistic for Christmas, but I was totally amazed at the amount spent on celebrating Halloween, a celebration with "roots" in celebrating the dead!

Somewhere in the mix of things, Thanksgiving took a backseat as the "beginning" of the holiday "season"!  I think we might want to reconsider our focus on this holiday!  You see, I believe that in opening our heart to the spirit of being grateful, we are opening our heart to share with others.  When we see how tremendously we have been blessed, we cannot help but want to share our blessing with others.  I don't know how God is challenging you to be a blessing to someone this holiday season, but if you reflect long enough on how his grace has changed your life, what his love continually provides, and the keeping power of his protection over your life, you will begin this holiday season well!

There are many who need nothing more than your love - evidenced in your investment of time in their lives.  There are others who need your hands - bringing them skilled help where they can no longer do the work themselves.  Then there are those that need our resources - filling their hungry bellies with nourishing meals.  Whatever God moves you toward - do it!  Don't be stingy in your THANKS - be generous in your GIVING!  Have a blessed beginning to your holiday season!