Have you ever heard someone say of someone's 'salvation experience' that they just 'bought themselves a little fire insurance'? It is as though they are pointing out the individual has said 'yes' to Jesus, but only as a means to not go to hell. Is it possible to get 'fire insurance' and still live a life as we choose? It also begs to question if the "once saved, always saved" term is biblical - based on what we can find in scripture and recognize to be true about the nature and character of God. I know parties that will weigh-in on both sides of this equation, but we need to understand some scriptures that might help to answer those questions - or at least, provide the biblical perspective "in context" rather than taking a few verses out of context that might support one opinion or another. "Fire insurance" and "once saved, always saved" are just two 'states' of our soul we have labeled - you won't ...
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